Experience more value for your money

Enjoy 15% interest P.A on your Flex wallet balance, paid daily.

Our Trusted Partners

More Reasons to Choose Vale

Carry out swift transactions with ease.

Vale makes it easy to carry out seamless transfers, pay utilities, buy airtime and data, renew pay-tv subscriptions, and track your expenses.

Smart and reliable security

Vale is secured by 256 bits SSL security encryption to ensure that your information is safe and completely protected from fraud. Also, our payment processors are PCIDSS compliant to ensure optimum security of your data electronically.

Save smarter and earn returns without stress

Savings could be difficult, but Vale makes it easy. You do not have to worry about how to save. We provide you with numerous savings plans customized to your lifestyle while offering irresistible returns.

Carry out swift transactions
with ease.

Vale makes it easy to carry out seamless transfers, pay utilities, buy airtime and data, renew pay-tv subscriptions.

Transfer Destination

Transfer To Bank

Free bank transfers

Transfer To Vale

Via phone number

Smart and reliable security

Vale is secured by 256-bit SSL encryption to keep your information safe. Our payment processors are PCI-DSS compliant, ensuring your data is always protected from fraud.

Save smarter and earn
returns without stress

Savings can be hard, but Vale makes it simple. Choose from multiple savings plans tailored to your lifestyle while enjoying competitive returns.

Meet Vale products tailored for you

Target Savings

Turn your aspirations into reality with our goal-focused savings plan. Save consistently and watc...

Target Savings

Turn your aspirations into reality with our goal-focused savings plan. Save consistently and watch your balance grow, helping you reach your goals faster. Stay on track with discipline and enjoy up to 13% interest per annum when you complete your target.

Vault

Invest and earn up to 24% per annum. Choose to receive your interest upfront or at maturity, a...

Vault

Invest and earn up to 24% per annum. Choose to receive your interest upfront or at maturity, and get a certificate of investment

Savings Challenge

Join our community of savers and earn 13% per annum, plus an extra 5% on your interest when you co...

Savings Challenge

Join our community of savers and earn 13% per annum, plus an extra 5% on your interest when you complete the challenge.

Refer friends and earn money

Get rewarded when your friends sign up and start using the app. It’s simple, fast, and built to benefit everyone.

Step One

Upgrade to tier 2 to get your referral code.
Click on Refer a Friend.
Copy link or code and share with friends and family.

Step Two

Get your referred user to create an account and fund their account with a minimum of N1000 for 3days.

Step Three

Viola!! You will receive your bonus of N500 as soon as the requirements are met.

See Our Referral Leaderboard

Want to Create a Business Account with Us?

Our users are in love with us

Since launch, we have helped people from all works of life grow and achieve their personal financial goals.

I've had a great experience with Vale. I earn daily interest on my savings using the flex wallet. And it has been a safe platform for managing my finances. The daily interest is a nice bonus and I would definitely recommend Vale to others . It is reliable and secure.

Owolabi Rebecca

I love using the Vale app. At first, the app design caught my eye and the Flex Wallet daily interest feature is truly amazing. I'm using it to save and grow my money, and I'm excited to explore more features like My Target. I've already recommended Vale to friends and family and I will keep spreading the word.

Chukwuemeka Chukwudi

What really sets Vale apart is the upfront interest on locked funds with My Vault. It is like getting paid to save. Overall, the transparency and rewards keep me motivated to save and grow my money and I will surely recommend vale to others